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      "date": "2009-01-29",
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      "title": "The Consumer Credit Protection Act: An\u00a0Overview of Its Major Components",
      "summary": "Congress enacted the Consumer Credit Protection Act in 1969, answering President Johnson\u2019s call for consumer credit protection legislation. The original Act consisted of the Truth-in-Lending Act, which was aimed at closing an important gap in consumer information, as well as provisions restricting garnishment of wages and establishing the National Commission on Consumer Finance. Since its enactment, the Consumer Credit Protection Act has been amended several times to add provisions relating to debt collection, credit reporting, credit billing, consumer leasing, and electronic fund transfers. In addition, the Equal Credit Opportunity Act was enacted to prohibit discrimination in considering an application for credit. This report discusses the major components of the Consumer Credit Protection Act, as amended, including recent amendments to the Fair Credit Reporting Act (FCRA) and the Truth-in-Lending Act, and summarizes the consumer\u2019s rights and remedies under each. This report will be updated as necessary.",
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    {
      "source": "University of North Texas Libraries Government Documents Department",
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      "id": "RL30889_2006Apr06",
      "date": "2006-04-06",
      "retrieved": "2016-03-19T13:57:26",
      "title": "The Consumer Credit Protection Act: An Overview of Its Major Components",
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