{
  "id": "RL32679",
  "type": "CRS Report",
  "typeId": "REPORTS",
  "number": "RL32679",
  "active": false,
  "source": "EveryCRSReport.com",
  "versions": [
    {
      "source": "EveryCRSReport.com",
      "id": 305443,
      "date": "2004-11-22",
      "retrieved": "2016-04-07T20:03:55.715236",
      "title": "Student Loan Issues and the Reauthorization of the Higher Education Act",
      "summary": "The federal government operates two major student loan programs: the Federal Family\nEducation\nLoan (FFEL) program, authorized by Part B of Title IV of the Higher Education Act (HEA), and the\nWilliam D. Ford Direct Loan (DL) program, authorized by Part D of Title IV of the HEA. These\nprograms provide loans to undergraduate and graduate students and the parents of undergraduate\nstudents to help them meet the costs of postsecondary education. Together, these programs provide\nmore direct aid to support students' postsecondary educational pursuits than any other source. In\nFY2003, they provided $45.8 billion in new loans to students and their parents.\n  The HEA is being considered for reauthorization. This report discusses issues concerning the\nFFEL and DL student loan programs that are likely to be considered during reauthorization.\n  Issues that are expected to receive attention include borrower interest rates, loan fees, refinance\nopportunities, and annual and aggregate loan limits. Additionally, it is likely that considerable\nattention will be devoted to promoting greater comparability between the loan terms and conditions\nmade available to borrowers in the FFEL and DL programs.\n  In general, helping students by enhancing their benefits is a goal upon which many can agree,\nbut finding offsetting revenues is often a challenge. It is therefore likely that some effort will be\nmade to identify savings in the loan programs' mandatory spending that could be used to offset costs\nassociated with enhancements in borrower benefits, or that could be used to finance other student\naid expenditures. This report will be updated as events warrant.",
      "type": "CRS Report",
      "typeId": "REPORTS",
      "active": false,
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      "topics": []
    }
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}