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 INSIGHTi  
Recent Funding Increases for FEMA Hazard 
Mitigation Assistance  
Updated July 27, 2022 
Introduction 
Federal Emergency Management Agency (FEMA) Hazard Mitigation Assistance programs have al  
received additional funding in the 117th Congress, particularly through the Infrastructure Investment and 
Jobs Act (IIJA). 
Over the years, post-disaster mitigation has received significantly more funding than pre-disaster 
mitigation. GAO found that of the approximately $11.3 bil ion  in mitigation funding obligated from 
FY2010 to FY2018, 88% was for post-disaster grants through the Hazard Mitigation Grant Program 
(HMGP) and Public Assistance (PA). FEMA’s competitive pre-disaster grant programs, the Flood 
Mitigation Assistance program (FMA) and the Pre-Disaster Mitigation Grant Program (PDM) accounted 
for about 12% of the total; see Figure 1.  
Building Resilient Infrastructure and Communities 
(BRIC) 
Funding for pre-disaster mitigation was changed by the Disaster Recovery Reform Act of 2018, which 
authorized the President to set aside from the Disaster Relief Fund (DRF), for every major disaster 
declaration, an amount equal to 6% of the total funding awarded under seven sections of the Stafford Act. 
Based on historical disaster expenditures, FEMA’s expectation was that this set-aside would be $300-
$500 mil ion  per year; however, the COVID-19 major disaster declarations resulted in additional  funding. 
As of June 30, 2022, $2.022 bil ion was set aside in the DRF for pre-disaster mitigation. 
The BRIC Program began in FY2020, with $500 mil ion available  for BRIC in FY2020 and $1 bil ion 
available  in FY2021. The IIJA appropriated $1 bil ion  for BRIC, with $200 mil ion  in each of FY2022-
FY2026. This funding is in addition to the 6% set-aside.  
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President Biden announced on July 20, 2022 that $2.3 bil ion would be available  for BRIC in FY2022. 
FEMA gave more detailed numbers, with $186.5 mil ion from the IIJA funding and $2.0185 bil ion  from 
the DRF. 
Figure 1. Funding for Pre-Disaster Mitigation FY1997-FY2022 
 
Sources: CRS Report RL34537, FEMA’s Pre-Disaster  Mitigation Program:  Overview and Issues; FEMA, National Pre-Disaster 
Mitigation Fund, Fiscal Year 2017 Report to Congress,  September 1, 2017, p. 4; FEMA Notices of Funding Opportunity 
(NOFOs) for PDM 2017, 2018, and 2019; FEMA NOFOs for BRIC FY2020 and FY2021; and White House Fact Sheet, July 
20, 2022. 
Flood Mitigation Assistance 
FEMA also operates the FMA program, which is available only to communities that participate in the 
NFIP (National Flood Insurance Program). $200 mil ion was available for FMA in FY2020 and $160 
mil ion  was available in FY2021. Twenty-six states did not submit FMA applications in FY2020 and 31 
states did not apply in FY2021. 
The IIJA appropriated $3.5 bil ion  for FMA, with $700 mil ion  for each of FY2022 to FY2026, and 
provides a 90% federal cost share for a property (1) that is located in a census tract with a CDC Social 
Vulnerability  Index score of not less than 0.5001; or (2) that serves as a primary residence for individuals 
with a household income of not more than 100% of the applicable area median income. 
On March 14, 2022, FEMA announced the first initiative  to be funded with the IIJA funding, the Swift 
Current Initiative Funding Opportunity. The goal of Swift Current is to obligate FMA dollars for NFIP-
insured and substantial y damaged properties as quickly and equitably as possible after a flood. Swift 
Current al ocates $60 mil ion  to Louisiana, Mississippi, New Jersey, and Pennsylvania. These states were 
selected because they were affected by Hurricane Ida and have the highest repetitive loss and severe 
repetitive loss of NFIP-insured unmitigated properties, as wel  as the highest total insurance claims within 
their respective FEMA regions. 
  
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The Hazard Mitigation Grant Program and the COVID-
19 Disasters 
HMGP assistance is triggered by a major disaster declaration or Fire Management Assistance Grant 
(FMAG) under the Stafford Act, awarded on a sliding scale as a percentage of the estimated amount of 
total federal assistance for the disaster. States with a FEMA-approved Enhanced Hazard Mitigation Plan 
before the disaster are eligible  for HMGP funding of 20% of the total amount of disaster assistance.  
States, territories, and tribes (STTs) can use HMGP funding for mitigation projects for any type of natural 
hazard and for any eligible  activity that reduces risk and builds resilience. HMGP funding does not have 
to be used for the particular incident or disaster type for which it was al ocated. For example, funding 
al ocated for wildfires in one county could be used for flood mitigation activities in a different county, if 
eligible. 
FEMA  announced on August 5, 2021, that $3.46 bil ion in  HMGP funding was made available to states, 
territories, and tribes (STTs) with major disaster declarations for the COVID-19 pandemic for 4% of 
eligible  relief costs (see Error! Reference source not found.). This funding is not restricted to 
pandemic-related mitigation activities. Four percent is a lower percentage than is usual y awarded for 
HMPG, but the total funding of $3.46 bil ion  represents the largest amount of HMGP funding in a single 
fiscal year. (The largest amount previously was $2.29 bil ion in FY2005.) 
Congressional Community Projects 
Funding was appropriated in FY2022 for the PDM program for 68 Congressional Community Projects, 
(commonly referred to as earmarks, which were restored by the 117th Congress in both the House and the 
Senate), with awards totaling $153,922,408 to one tribe and 28 states (some states received multiple 
awards). 
Safeguarding Tomorrow Revolving Loan Program 
A new source of hazard mitigation funding wil  be available  from a new program to be known as the 
Safeguarding Tomorrow Revolving Loan Program, which was created by the Safeguarding Tomorrow 
through Ongoing Risk Mitigation Act of 2020 (STORM Act). This law amended the Stafford Act by 
authorizing FEMA to enter into agreements with STTs to establish hazard mitigation revolving loan 
funds. The STORM Act authorized the appropriation of $100 mil ion annual y for FY2022 and FY2023 to 
make grants to capitalize new revolving loan funds. The IIJA appropriated $500 mil ion for the revolving 
loan program, with $100 mil ion for each of FY2022 through FY2026. FEMA’s goal is for a program 
launch and Notice of Funding Opportunity to be published towards the end of calendar year 2022. 
  

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Figure 2.Hazard Mitigation Grant Program Funding for Major Disaster Declarations 
Related to the COVID-19 Pandemic 
 
Source: FEMA, HMGP Al ocations  for COVID-19 Declarations. 
 
  
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Author Information 
 
Diane P. Horn 
   
Specialist in Flood Insurance and Emergency 
Management 
 
 
 
 
Disclaimer 
This document was prepared by the Congressional Research Service (CRS). CRS serves as nonpartisan shared staff 
to congressional committees and Members of Congress. It operates solely at the behest of and under the direction of 
Congress. Information in a CRS Report should not be relied upon for purposes other than public understanding of 
information that has been provided by CRS to Members of Congress in connection with CRS’s institutional role. 
CRS Reports, as a work of the United States Government, are not subject to copyright protection in the United 
States. Any CRS Report may be reproduced and distributed in its entirety without permission from CRS. However, 
as a CRS Report may include copyrighted images or material from a third party, you may need to obtain the 
permission of the copyright holder if you wish to copy or otherwise use copyrighted material. 
 
IN11733 · VERSION 10 · UPDATED